If your business runs trucks — one box truck, a couple of pickups with plows, or a whole fleet of work vans — you need coverage built for how those vehicles actually earn their living. Peake Insurance Agency helps businesses across Sodus, Wayne County, and Upstate New York protect their trucks, drivers, and cargo with commercial truck and fleet insurance that fits the job.
As an independent agency, we shop multiple carriers to find the combination of coverage and price that works for your operation — you get options, not a one-size-fits-all policy.
Who Needs Commercial Truck Insurance in New York?
A personal auto policy generally isn't built to cover vehicles used for business. Commercial truck insurance is built for:
- Contractors and tradespeople hauling tools, materials, and equipment to job sites
- Landscapers, plow operators, and delivery businesses running pickups and box trucks
- Food trucks and mobile businesses that are a storefront on wheels
- Any business whose employees drive company trucks — or their own vehicles — for work
Fleet Insurance: One Policy for All Your Vehicles
Once your business has employees behind the wheel, insuring vehicles one by one gets expensive and hard to manage. A fleet policy covers multiple vehicles and drivers under a single commercial account — simpler renewals, consistent coverage, and often better rates as your fleet grows. It's one of the smartest moves a growing business can make, and we'll walk you through exactly how it works.
What Does Truck & Fleet Coverage Include?
Every operation is different, but policies are typically built from liability protection for bodily injury and property damage, collision and comprehensive coverage for the trucks themselves, coverage for trailers and equipment, and protection against uninsured or under-insured motorists. Businesses that garage or service vehicles may also want garage keepers liability insurance, and many pair a fleet policy with a business owner's policy and workers' compensation for complete protection.
Using cars, vans, or SUVs for business too? See our commercial auto insurance coverage for the rest of your business vehicles.
Get a Commercial Truck or Fleet Quote from Peake
Tell us what you drive and how you use it, and we'll do the shopping. Contact us or stop by our Sodus office — local businesses across Wayne County trust Peake to keep their trucks on the road and their drivers protected.